Family Travel on a Budget: Tips and Tricks (2025)

Travelling is expensive and has only gotten more so. If you’re wondering to save money travelling with kids, then you’re in the right place.

As a parent of 2 who travels multiple times a year with my kids, I’ve learned some good family travel on a budget strategies.

If you’ve seen friends’ vacation trips pop up on social media, and find yourself wondering, how in the world they afford this? Then you’re in the right place.

Truth is, I can’t speak for other people, but I can give you some tips that have helped me spend 2 months in Northern Europe with my family of four this past spring.

I’m going to share some secrets with you that will make your next trip much more affordable and allow you to travel more often with your family.

So, let’s jump in – family travel on a budget tricks!

How to Travel on a Budget with Family

Here are some budget travel tricks to help you have fulfilling trips with your family without spending their college fund

1. Chase the deal, not the destination

The more set you are about where and when you travel, the more you’ll end up spending.

Looking for deals, sales and trends in travel costs can save you thousands.

Examples:

• I once looked at where a round-trip flight for $500 or less could bring me.That’s how I ended up going to Nicaragua, which ended up being one of the most incredible places I’ve been to.
• During our 2-month Northern Europe trip, we changed plans (and even countries) a few times to account for much cheaper flights

Pro Tip: I use tools like Skyscanner, and Google Flights to search for all the flights travelling to different destinations, to get an idea of where I can go cheaply.

2. Know WHEN to book your trip

It’s not always about booking as early as possible. Costs go up and down over time, so it helps to know the optimal time to book.

There are tools to help you determine exactly when you should book your trip.

Booking as early as possible isn’t always the answer – sometimes its just about booking it at a certain time.

Pro Tip: I use the Hopper app. It helps predict when the flight prices will increase, and tells me the best time to book.

3. Avoid sit-down meals in prime tourist areas

You know the most popular areas of a place or city that are often used in photos to advertise that destination?

Such as – the Duomo Piazza in Florence, or the Nyhavn canal in Copenhagen, or the Champs-Élysées in Paris.

If you want to save money, I recommend avoiding eating in these kinds of prime tourist spots. You’ll spend 150% more, and it will be for the view or the atmosphere (not necessarily the food quality or portions.)

Sometimes, even just a short walk around the corner from that same spot, or up a side street, can lead to big food savings.

4. Focus on ‘being’ in the place rather than ‘doing’

It’s easy to get caught up on ‘bucket lists’, best things to do, the must-sees, and everything you think you need to pack into your schedule.

But this can be not only very expensive, but also stressful, especially for families with kids.

Examples:

• During our trip to Amsterdam, we actually did very little. We went to 1 museum, and did 1 boat tour. We spent the rest of the time just walking around and exploring. This saved us hundreds of dollars and made the trip more enjoyable for us.

5. Find out which activities offer discounts for booking online

I find that many attractions such as museums, aquariums, and other tourist attractions, offer discounts for booking online indvance.

So not only does booking activities online often save a few bucks, but it makes things quicker when you show up as you don’t have to wait in line.

Pro Tip: While booking online is great, just be mindful of the cancellation policy if you’re booking far in advance.

6. Prioritize the souvenirs you want to buy

One thing that’s easy to do when travelling is to get caught up in all the cool-looking souvenirs and just wanting to buy everything.

I recommend looking up what kinds of souvenirs you’re going to encounter, and then being intentional about what you want to buy.

For example, when I researched my trip to Scotland, I knew in advance what I was looking for and what I wanted to buy. While a lot of other things caught my attention, I said no, and stuck to my budget.

This helped me be intentional about what to buy, and saved us some cash and space in our suitcase.

7. Find unique ways to get free, or cheap accommodation

Accommodation eats up a large fraction of your budget when you’re travelling. There are a few really cool ways to stay somewhere completely free of charge.

• Trusted Housesitters connects you with people (who often have nice homes) with house sitters who love to travel and love animals. Most of the homes have furry friends for your family to care for, and live as a local during your stay. Not all homes accept families, but some do. You need to pay a yearly membership to join Housesitters, but the membership costs less than 1 night’s accommodation.
  
• Consider WOOFING (World Organization of Organic Farming) which allows you to stay on a sustainable, organic farm, and volunteer in exchange for free accommodation. It’s a unique way to explore a country and make a memorable family experience. Many of the farms accept families. To participate, you’ll need to pay an annual membership fee based on the country you want to WWOOF in, but like housesitting, the money you save on a trip far outweighs the membership cost
  
• Couchsurfing. I’ve done Couchsurfing quite a bit before I had kids, but Couchsurfing is popular with families too. The same rule applies about finding hosts that accept families, because some do (especially since some of of the hosts are families.)

Pro Tip: Trusted Housesitters is more trusted and secure, but there are also many housesitting Facebook groups where people look for someone to stay in their (often incredibly nice home) for free, in return for caring for pets, the farm or the house.

8. Avoid paying with credit (if possible)

I guarantee you – If you carry your credit card around while you’re travelling, you’ll put way more on it than you intend to.

When you’re on vacation, you become relaxed with your spending budget and it ends up going out the window, costing you more than you predicted.

I recommend keeping your credit card somewhere safe, and having cash with you, so that you can stick to the budget you want, and not spend money on things that you probably don’t need.

Pro Tip: This tip doesn’t always work, as some places (Sweden for example) have become cashless societies. But, being intentional about your budget and how you want to spend your money really helps you not go overboard on spending.

9. Get discounts on accommodations

Not all of the ideas mentioned above for scoring free accommodation appeal to everyone.

There are still several ways to stay somewhere for cheap, and save big on travel accommodation costs.

• Look into booking direct. Sometimes booking direct ends up being a little cheaper than going through a 3rd party such as Viator or Expedia (this goes for tours and for accommodations.) Sometimes, though, the price is the same. Before you book, check how much it would cost if you booked directly with the provider
  
• Loyalty programs. Choose a way that you like to book, and stick with it! This usually ends up earning you points, bonuses and eventually- free stuff and huge savings! Booking.com for example, rewards loyalty. I’ve just reached Genius Level 3 on Booking.com, which would offer me 20% off some accommodations that I book in the future. Hotel brands often have a loyalty program too. Find a brand or platform that you like and try to stick with it to earn bonuses and savings.
  
• Camping or glamping. I wanted to see Rome with my daughter, but instead of staying right in Rome (which would have been pricey) we stayed at a family camping resort 45 minutes outside the city (pictured above.)
  
• Sleep on the road. I took a ferry to Sardinia with my daughter, from mainland Italy. Sleeping while on transit can be uncomfortable sometimes, but its one way to get a night’s worth of accommodation plus transportation

10. Rent places where you can cook your own meals

Food also eats up a lot (no pun intended) of our budget.

It’s one of those things that we don’t consider when we book our trip, but can make the numbers on the credit card bill much more shocking when we get home.

It’s worth it to consider cheap ways to feed yourself and your family while on the road.

Food in touristy places (where most of us want to travel to) can be very expensive, so shopping at grocery stores and making some of your own meals can save hundreds of dollars – even thousands if it’s a longer trip.

Examples:

• On our recent trip to Northern Europe, we only ate out once a day (usually dinner) and ate breakfast and lunch at home. It was still expensive, but not as much as if we’d eaten out most of the time.
• When we went to Great Wolf Lodge with our kids, some of the families saved hundreds of dollars by preparing their own breakfast in the hotel room

11. Check your local buy and sell groups for used items

It’s pretty common that we need to buy stuff for our trips with kids – swimsuits, kids’ hiking shoes, beach towels, blow-up toys, activities to entertain your toddler on the plane, etc.

You could save a lot of money by trying to get some of these items used. Kids’ items are often given away dirt cheap or even free on Facebook groups, Garage sales, and Facebook Marketplace.

Look into your local buy-and-sell groups and Facebook Marketplace before hopping on Amazon to spend money you could otherwise save.

Pro Tip: Avoid Facebook Marketplace scammers. When selling or buying used items, beware of people trying to scam. It’s such a great way to save money (and the planet) but of course, there are some bad apples out there

12. Eat where the locals eat

Being a tourst is kind of like planning a wedding – everything being marketed to you is 100 times more expensive than it is for everyone else.

The more targeted something is at tourists, the more expensive it will be. Find out where the locals hang out, and where they tend to eat. The prices will come down when you do this.

In Costa Rica for example, there are two types of restaurants:

• those geared towards the comforts of Western tourists, which are more high-end and expensive; and
• “sodas” which are the Costa Rican restaurants where locals tend to eat.

We enjoyed eating at both types of restaurants in Costa Rica, but it was always much cheaper to eat at one of the sodas. They are less fancy, but the food was just as good (even better) than the ‘Western-friendly’ ones designed for people on vacation.

13. Bring your own (reusable) water bottles

Buying plastic water bottles over and over can add up in expenses (it also isn’t the greatest for the planet.) Bring reusable water bottles – just make sure they’re empty before going through security.

Then, you can fill them up whenever you get a chance for free, instead of having to spend money on water bottles.

Pro Tip: Reusable waterbottles are useful in a lot of places, but not countries where the drinking water isn’t safe. For example, in Mexico you can only really trust bottled water so there’s not much point bringing a reusable water bottle.

14. Take pubic transit

Public transit always works out to be cheaper than renting a car, or going on tours. It takes a bit more time and planning, but it can save a lot of money.

Public transit is of course, more feasible in some countries than in others. If you’re heading to mainland Europe for example, take advantage of being able to take the train almost anywhere.

With many places suffering from over-tourism, sometimes public transit is not only cheaper – but the more relaxing way to do it, rather than fighting for parking spots.

Examples:

• Many cities are trying to limit cars, so they’ve implemented great public transit systems with very good reach.
• Banff, Alberta for example, no longer allows parking at some of its prime lakes, and offers a great public transit option (which you still need to book in advance)

15. Avoid airport snacks and food

When you find yourself at the airport, ready to embark on your journey, avoid the temptation to grab snacks or food at one of the restaurants by the gate.

Airport food is very pricey, and avoiding having to buy something there can save you some extra cash.

I spent almost $100 just on some food and drinks at the Reykjavik airport in Iceland.

If your flight doesn’t provide a meal, then eat a big meal beforehand and pack extra snacks in your carry-on, like fruit, or sandwiches.

Cutting little expenses out where you can burn much less of a hole in your wallet after the trip is over.

16. Choose locally-sourced wines and beers

If you want to treat yourself to a glass of wine or pint of beer while on vacation with your family, keep in mind that locally brewed beers and wines are more affordable than something that has had to be imported.

Costa Rican brewed beers in Costa Rica are cheaper than trying to find American beer. The same goes for Italian wines, French, California, and so on.

So stick to the locally sourced drinks while on your holiday.

17. Exchange money at your bank before you leave

Exchanging your money at your bank will give you a much cheaper rate than waiting until you’re at the airport, or in some very touristy spot in the city.

Those currency kiosks in airports and touristy areas don’t usually need to offer the best rate because they’re in high demand as it is.

You can save a good hundred or so dollars by planning ahead and exchanging your currency at your bank.

18. Consider not exchanging your remaining money back

Let’s say you’re from the US and visiting Europe.

Rather than exchange your remaining Euros at the end of your trip, why not put them somewhere for safekeeping until your next trip to Europe?

Every time you exchange, you lose money. So if you can afford to hold on to the foreign currency until your next trip (unless you’re 100% sure you’ll never go there again of course) then I advise doing it. This is what I do.

Whenever we’re going to go back to the US or Europe, I look in the special spot where we keep our foreign currency. Its extra pocket change that we forgot we had!

19. Travel during off-season

This is harder for some than for others (which I appreciate as a teacher who always travelled in the summer), but if you can – try to go during the low season.

Things will be so much cheaper. If you want to go to Europe, consider going in autumn or spring, rather than the summer months.

Going to the Caribbean or Costa Rica anytime between December and March is the priciest time to go. Consider going to these destinations during the months of June and July.

20. Use your social network

You may have family or friends living in faraway places. This could be a great opportunity for a place to stay, or even get some insider, local advice about the place you’re visiting to save you some money.

Even if you don’t crash at their place, they might be able to tell you some local secrets about getting good deals in the destination or avoiding tourist traps. We were very lucky to stay with my grandparent’s siblings when we visited Sweden, and with my brother when we went to Lake Tahoe.

21. Look into city packages

Many cities offer some sort of a package to see the top attractions in that city for an affordable price.

In my hometown Toronto for example, the City Pass allows you to see 5 attractions for only $100 per person, but without the pass it would work out to be almost $200 per person.

So for each member of the family, this is pretty significant savings.

Other cities have similar packages to Toronto’s City Pass. Paris and London both have one, so does New York City, and many places in Europe.

22. Plan the trip yourself

There are a lot of trip-planning services, and they can certainly be a lifesaver for those of us who don’t enjoy the process of trip and itinerary planning.

But if you can plan your own trip, you can save quite a bit of money.

It may take more time, but your wallet will thank you. I’ve planned all my trips single-handedly, which over time has probably saved me 10s of thousands of dollars.

Pro Tip: I realize that planning trips isn’t everyone’s cup of tea. Check online for itineraries written by experts for the destination you’re visiting. (People like me who love to plan trips have written several travel itineraries – they’re free, and easy to follow and are cheaper than buying an itinerary or having your trip planned by someone else.)

23. Consider going off the beaten path

The beaten path is almost always pricier than the less-travelled path. Of course, we all want to see famous sites -they’re popular for a reason.

But when you insist on staying in the most popular cities, and following the typical tourist agenda, then its going to add up. The more popular something is, the more expensive it will be.

Staying in a less-touristy place doesn’t mean you won’t have a good time. You can find some true gems and unique experiences when you aren’t following the common path.

Examples:

• One of the coolest experiences I had with my older daughter was glamping in a small town called Carrick on Shannon, which is less than 2 hours from Dublin, Ireland. We explored some towns and hidden gems nearby that aren’t on the typical tourist agenda, but added a lot of value to our trip.
• On our 2-month European adventure, some of our favourite (and cheapest) places to stay were in the less popular areas.

24. Book far in advance… but double-check cancellation policies

You can save a lot of money by booking in advance. One way to save on a Disney Cruise for example, is to be one of the first ones to book.

Plans can change, especially sometimes when young children are involved. Whatever you book, double-check the cancellation policy.

I always write it down. This could save you hundreds or thousands in the even that you need to change your plans.

25. Think outside the box

Travel doesn’t have to be by plane, and it doesn’t have to be a luxury.

When it’s not a luxury, it’s a lot cheaper, which means you don’t eat into savings, and you can travel more often.

For me, I travel not necessarily to relax and “be on vacation”, but to explore.

Don’t get me wrong- luxuries are nice, and we all want to feel pampered and relaxed sometimes.

It would help to sit down and ask yourself what travel means to you. Why do you want to travel, and what do you hope to get out of it?

These questions can help clarify what kinds of trips you want to take and prioritize so that you can do as much of it as possible.

Stick to the kinds of trips you want, that align with your interests and values. Cutting out what doesn’t bring value makes room for the stuff that does.

How to Have MORE Money to Travel

Budgeting is one thing, but another thing is increasing your affordability by having more cash to spend on travel. This is what I’ve spent years trying to master. Here are my tips

1. Read money mindset books

If I could leave you with one tip to allow you more mony to live the life of your dreams – it would be to read money mindset books.

I didn’t know that money mindset was a thing, or that I was keeping myself trapped in a cycle of poverty for so long. Money mindset books changed my life.

Here are the money mindset books that I recommend.

2. Cut expenses where you can, and put them towards your trip

Putting $5, $10 or $15 towards your trip instead of spending it on little impulses on a daily basis can make a huge difference in the amount you have to put towards a vacation later on.

Every time I feel a craving for something, like Starbucks, a donut, or an ice cream … I say no as often as possible unless I really want it.

I looked at the price of that item, and instead, imagined that money going into my travel bank account, to be put towards a trip.

By not buying the item, I’m giving that money back to myself, to go towards my travel fund instead.

3. Consider ways to make some extra money

Here are some ways to make money on the side, before a trip. For the record, I’ve done all of these things at one point or another.

Side hustles and passive income sources are key.

• Fill out online surveys
• Babysitting – its not just for teenagers. Many parents will be thrilled to hire a mature adult, especially one who’s a parent themselves. Can you take in some school-age kids at your home after school, or babysit for other parents for nights out?
• Mystery shopping
• Teach your native language online. I taught on Italki for over 10 years.
• Sell things in your home that you don’t need at a garage sale or Facebook Marketplace
• Start a blog. Learn how I grew my travel blog quickly here.
• Pet sitting or dog walking
• Invest in something, like real estate or equipment, that you can rent out

4. Save the cents (a little ads up over time!)

Its amazing how much little differences amount to over time. Here’s a trick I read about once in an online forum.

In your online banking account, add any extra cents in your chequeings account into your savings account.

For example, if you have $427.73, take the .73 out and put it into savings. If its at $512.12, put the 12 cents into savings.

Just do this every time you happen to be in your online banking, and you’ll be amazed how much it grows to.

I did this as a single parent when I had very little ability to save anything significant.  Yes, its only a little bit, and it doesn’t make much of a difference very fast. But in the long run, you’d be surprised at how much a few cents here and there can add up!

Family Travel on a Budget FAQ

Here are some of the most commonly asked questions about travelling with family travel on a budget

How can a family travel on a low budget?

There are many ways for a family to travel on a budget. First, look for sales. Then, plan your trip around the deal, not the destination. Use tools to help you find the best prices, such as when to book and which carrier to book it with. If you can, go during off-season if this is a possibility. Avoid unnecessary purchases before and during your trip, so that you can start planning your next trip as soon as possible.

How do you travel with a family of 4 on a budget?

There are a few recommendations for family travel on a budget with 2 adults, 2 kids. First of all, look at the deals first, not the destination. The less picky you are about where and when, the more money you’ll save. Consider our methods to score free or discounted accommodation and saving on food in your travel destination. Think outside the box and remember that ‘travel’ doesn’t have to look like a luxury vacation.

Family Travel on a Budget: Conclusion

I believe every family should have the opportunity to travel and make memories. How that looks for each family is different, depending on the destination and a lot of other factors. With careful planning, you can make trips happen with your family on a budget regardless of how many kids you have. Many of the tips I shared above helped me plan trips to Costa Rica, Ireland, Iceland and Italy – all with kids, and all on a budget.

I hope that this article has given you some inspiration and ideas for planning your next family travel on a budget!